In today’s fast-paced digital world, access to credit and essential services should be simple, secure, and flexible. That’s exactly what Ndasenda PAY offers: an innovative salary deduction platform built to empower civil servants and government pensioners across Zimbabwe.
What Is Salary Deduction?
Salary deduction is a convenient repayment method where a fixed amount is automatically deducted from your monthly salary or pension to settle a loan or product payment. Instead of worrying about monthly repayments, your financial obligations are taken care of seamlessly, before your money hits your wallet.
This system ensures:
- No missed payments
- No manual transfers
- No loan sharks or informal lenders
Ndasenda PAY is currently available to:
- Civil servants
- Government pensioners
If you fall into either of these groups, you’re eligible to apply for a wide range of products and services, on credit, with repayments made directly from your monthly salary or pension.
What Can You Borrow For?
With Ndasenda PAY, you can borrow for real, meaningful needs such as:
- Borehole drilling
- Solar systems & generators
- School fees & back-to-school supplies
- Groceries
- Medical expenses & medications
- Farming equipment & agricultural inputs
- Furniture & home essentials
- Cash loans are also available for urgent or flexible needs.
How to Get Started
Getting started is easy and digital:
1. Register on WhatsApp (Send ‘hi’ to +263778064851) or via https://pay.ndasenda.co.zw/Register
2. Create an account and select your preferred financing or product option from the verified list of financiers and service providers.
3. Submit your request
4. Once approved, funds are issued and repayments are deducted automatically from your salary or pension
Why It Works
Salary deductions offer a win-win for all parties involved:
- Borrowers get access to fair, secure credit with no surprise charges
- Financiers have repayment assurance and less risk
- Merchants receive guaranteed payments while extending product access to more customers
Ndasenda PAY is reshaping how Zimbabwe’s civil servants and pensioners access finance. Whether you're looking to make home improvements, invest in farming, or pay for school, you can do it confidently, knowing that repayment is simple and automatic.
